Comments on: Allstate’s Safe Driver Bonus

By: MH

MH — Mon, 06 May 2013 14:34:00 +0000

The Safe Drivers Bonus is no more than a return of your overpayment of premiums. Allstate collects interest off of the excess payments, this may no sound like a lot but multiply this by 10s of thousands of people and it adds up. If you don’t file a claim in 6 months they return your overpayment ( minus the interest) and call it a Safe Driver Bonus. Allstate has used rip-off tactics like this for decades.

By: Steve Curtin

Steve Curtin — Fri, 12 Apr 2013 19:33:00 +0000

Only your agent can say for sure but, in my case, Allstate withheld my Safe Driver Bonus even though a careless hit-and-run driver swiped my car while it was safely parked between the lines in a parking lot… Good luck!

By: Ncgurl05

Ncgurl05 — Fri, 12 Apr 2013 03:40:00 +0000

wow…I just had the same thing happen last month, so what you’re telling me is I’m not going to get my safe driver bonus!!!!! uuuuuggggghhhhhh!!!

By: evamarie

evamarie — Thu, 21 Mar 2013 01:06:00 +0000

I have been with Geico for 15 years and in that time I have had several claims – all were not my fault, but one. I’ve experienced vandalism ($3K worth), two hit-and-runs, was rear-ended by someone not paying attention, and never once has Geico raised my rates. It’s strange how customers are treated so differently by insurance companies.

By: Steve Curtin

Steve Curtin — Sat, 09 Mar 2013 18:10:00 +0000

Jeff, sounds like you’ve had a great experience with Allstate. So have I. They continue to insure my cars and home – though I do think they’ve fumbled in the implementation of their “Safe Driver Bonus” incentive program (especially its naming). Although I’ve had no personal experience with Geico, its advertising seems to appeal to those who are willing to sacrifice certain advantages (not being summarily dropped after one accident) in order to “save 15 percent or more (by making a 15 minute call).”
Thank you for taking the time to read and comment.

By: Jeff in WI

Jeff in WI — Sat, 09 Mar 2013 08:06:00 +0000

I have been with Allstate for 17 yrs. In a 6 month span my boat motor’s lower unit was damaged on L Michigan and my mother was in an auto crash and we were sued by the other motorist. The claims specialist was very nice, answering every question I had. They said don’t worry, got it all covered.
That was 2 claims, roughly $11000 in repairs and no premium increase. Four years later i was in a car crash during an ice storm. That was another $4800 claim, again, no rate increase. That was my first auto claim in 30 yrs of driving. So in all, claims $16000 and no premium increase. I also have had a few speeding tickets thru the yrs.
My dad is a retired cop and retired sgt major(army). He was a Geico customer and filed one claim, $2300 and was promptly dropped. Perfect driving record, claim free 20+ yrs

By: Hector.

Hector. — Fri, 15 Feb 2013 16:15:00 +0000

useful info they will not get my $$$$

By: paul bickford

paul bickford — Wed, 13 Feb 2013 20:10:00 +0000

By: JayCee

JayCee — Sun, 20 Jan 2013 20:28:00 +0000

You want to know what’s really funny? You have to pay an extra amount on your premium just to be a part of that safe driver discount crap. It’s not a bonus. I used to work for Allstate. I left because of how they treat their customers and employees. If you pay to be a part of that discount, you could either make a few dollars- and I mean a few- or lose that premium you’ve been paying. Great system huh?

By: Amber Link

Amber Link — Tue, 08 Jan 2013 14:48:00 +0000

We have all r vehicles and our house through Allstate and have never received a check from them!